KAMPALA — dfcu Bank has signaled a deeper commitment to Uganda’s education sector, particularly the growing international schools segment, as institutions grapple with rising operational costs, regulatory demands and increasing pressure to meet global education standards.
The bank outlined its position during an International Schools Forum held at its Nakasero headquarters, bringing together school proprietors, education regulators, curriculum providers and private-sector partners to discuss challenges and opportunities shaping the future of education in Uganda.
The engagement comes amid growing concerns within the private education sector over the rising cost of delivering internationally accredited curricula, including Cambridge, International Baccalaureate (IB) and Accelerated Christian Education (ACE) programmes.
Speaking at the forum, dfcu Bank Chief Executive Officer Charles Mudiwa said education remains central to Uganda’s long-term development and economic transformation.
“Schools shape the nation we become. The quality of education and the values imparted to young people ultimately determine the future of our country,” Mudiwa said.
He noted that schools are increasingly operating in a complex environment that requires continuous investment in infrastructure, technology and human resources while maintaining academic standards.
Uganda’s international schools market has expanded significantly over the last decade, driven by growing demand for globally recognised curricula. However, sector players say the growth has also increased capital requirements, with schools needing to invest heavily in science and technology laboratories, digital learning systems, transport fleets, boarding facilities and teacher training.
Industry stakeholders at the forum also highlighted concerns around foreign exchange fluctuations, which affect curriculum licensing costs and imported educational materials, as well as the need for greater regulatory clarity and financial sustainability.
dfcu officials said the bank is increasingly positioning itself as a long-term development partner to the education sector by offering financing solutions alongside advisory support aimed at strengthening institutional growth and resilience.
According to Bryan Katamba, dfcu’s Sector Head for Education and Health, the bank’s approach extends beyond traditional lending.
“Our role is not just to finance schools, but to support the entire education ecosystem — helping institutions grow, operate more efficiently, and deliver better outcomes for learners,” Katamba said.
Over the years, dfcu has financed a range of education projects, including land acquisition, classroom construction, laboratory development and student accommodation facilities. The bank has also supported schools through asset financing for transport fleets and specialised teaching equipment.
The lender is also expanding its focus on affordability solutions for families, recognising that household financial pressures can affect student enrolment and, ultimately, school revenues.
Kate Kiiza, dfcu Bank’s Executive Director for Corporate and Institutional Banking, said collaboration among education stakeholders will be crucial in addressing common sector challenges.
“Education remains one of the most powerful drivers of prosperity. Supporting its growth is central to Uganda’s development journey,” she said.
Participants at the forum emphasized the need for stronger partnerships between schools, financial institutions, regulators and curriculum providers to ensure sustainable growth in the sector.
As Uganda seeks to position itself as a regional education hub, stakeholders said access to structured financing and coordinated sector support will play an increasingly important role in maintaining quality standards and expanding educational opportunities.
